Vol. 10 — Compare
Compare Medicare plans without the spreadsheet.
Three tools, one page. Take a quick fit-quiz, see the year of enrollment windows at a glance, and compare Advantage vs Supplement side by side. No login, no quote, no sales pitch.
Plans we represent
How to use this page
Three tools, in order.
- 01Start with the fit quiz— four questions, one direction. It points you toward Advantage, Supplement, or “let's talk.”
- 02Check the year-at-a-glance — when can you actually change plans? When can't you?
- 03Browse the side-by-side — every line that actually matters between Advantage and Supplement.
None of this replaces a 15-minute conversation with a licensed agent. It just gets you ready for one.
Plan-fit quiz
Four questions, one direction.
Not a quote, not a binding recommendation — just a quick way to see which plan structure might fit your situation. The real conversation is still a phone call.
Do you travel or split time between states?
This affects whether a network-based plan will work for you.
A year in Medicare
When you can change your plan, at a glance.
Two main windows each year — plus Special Enrollment Periods triggered by life events. Outside these windows, your plan is your plan.
- OEP— Medicare Advantage Open Enrollment Period
- If you're already on a Medicare Advantage plan, you can switch to a different one or drop back to Original Medicare. One change allowed during this window.
- AEP— Annual Enrollment Period
- The big window. Anyone on Medicare can change Advantage plans, change Part D plans, or switch between Original Medicare and Advantage. Use it or wait a year.
- SEP— Special Enrollment Periods
- Triggered by qualifying life events — moving to a new state, losing employer coverage, leaving incarceration, qualifying for Medicaid, and more. SEPs can happen any time of year. We'll help you figure out if you qualify.
The side-by-side
Advantage vs. Supplement, line by line.
The honest version. Where each one wins, where each one trades off. We'll walk through your specific situation against this on a call.
Feature | Medicare Advantage | Medicare Supplement |
|---|---|---|
Network | Plan-specific network of doctors & hospitals | Any provider that accepts Medicare |
Monthly premium | $0 to ~$80 typical | ~$100 to ~$300 typical |
Prescription coverage | Usually included | Buy a separate Part D plan |
Annual out-of-pocket max | Capped each year (varies by plan) | Predictable — most costs covered |
Extra benefits | Often dental, vision, hearing, fitness | No extras — just gap coverage |
Travel coverage | Limited outside network area | Anywhere in the U.S. |
Switch later | Easy during AEP & OEP windows | Health questions may apply outside open enrollment |
Network
Advantage
Plan-specific network of doctors & hospitals
Supplement
Any provider that accepts Medicare
Monthly premium
Advantage
$0 to ~$80 typical
Supplement
~$100 to ~$300 typical
Prescription coverage
Advantage
Usually included
Supplement
Buy a separate Part D plan
Annual out-of-pocket max
Advantage
Capped each year (varies by plan)
Supplement
Predictable — most costs covered
Extra benefits
Advantage
Often dental, vision, hearing, fitness
Supplement
No extras — just gap coverage
Travel coverage
Advantage
Limited outside network area
Supplement
Anywhere in the U.S.
Switch later
Advantage
Easy during AEP & OEP windows
Supplement
Health questions may apply outside open enrollment
Got the gist?
Let's run your specific numbers.
The page above gets you 80% of the way. The other 20% — your zip code, your doctors, your prescriptions — is exactly what a 15-minute call covers.